Best Travel Credit Cards of 2025 That Helped Me Travel for (Almost) Free
How I Started Using Travel Credit Cards
I didn’t always understand the power of credit card points , but now, they’re my favorite tool for booking flights and hotels without the guilt. I’m not into over-complicating things, and I never wanted to spend just to earn points. I only use what fits into my normal spending — and these three cards changed the game.
These are the four best travel credit cards I actually use, love, and recommend for 2025 if you want to travel more for less using points and perks.
1. Chase Sapphire Preferred®
Why I Love It: This was the first card I ever used for travel rewards, and it came through in a big way. The sign-up bonus alone helped me book my first nearly-free flight with United. I love that the points are flexible and easy to redeem for travel through the Chase Ultimate Rewards portal and transfer out to partners for even more value!
Best For: Beginners, flexible points, and anyone looking to dip their toes into travel hacking.
➡️ Apply here with my referral »
2. IHG One Rewards Premier Credit Card
Why I Love It: IHG hotels are everywhere, and this card helps me book longer getaways without paying out of pocket. The 4th night free benefit is unmatched! I once booked a 4-night stay in Chicago for under 71,000 points total — that’s less than one night at some other hotel chains.
Best For: Affordable hotel redemptions, free night certificates, and earning elite status faster.
➡️ Apply here »
3. Southwest Priority Rapid Rewards® Credit Card
Why I Love It: For domestic flights, Southwest is my go-to. I’ve used points earned to fly to Chicago, Vegas, Rhode Island, and even book last-minute trips for weddings and quick getaways, all with no blackout dates. It’s super beginner-friendly and consistent. This was one of the cards that helped me get started with the Companion Pass strategy.
Best For: Flexible, last-minute domestic flights, starting your Companion Pass journey.
➡️ Apply here »
4. Southwest Rapid Rewards® Performance Business Credit Card
Why I Love It: This card took things to the next level. Paired with my personal Southwest card, it helped me earn the Companion Pass, one of my favorite travel tools. The higher sign-up bonus made hitting that goal easier. You don’t technically need a formal business, a side hustle or freelance gig works, but having consistent spend helps.
Best For: Fast-tracking the Companion Pass, Southwest loyalists, and side hustlers or small business owners looking for major value.
➡️ Apply here »
Final Thoughts
These cards changed how I think about travel. I didn’t get them all at once, and I don’t spend more just to rack up points. I simply use what fits my life and let the points stack up. For flights, I usually just pay the $5.60 TSA security fee — and for hotel stays booked with points, I haven’t had to pay any extra fees at all.
If you’re ready to start using credit cards to travel smarter, visit my full Credit Cards page for more options and personal picks.
Let me know if you end up applying — or have questions before you do!
